US Tech Forecast 2026: What It Means For Financial Services
Hear from Forrester on the top tech budget spending priorities, initiatives, and outlook for the US financial services industry in 2026.
Discover the strategic shifts defining the next era of financial technology. In this Forrester report, explore why US financial services tech budgets are projected to reach $495 billion in 2026 – a 10.3% year-over-year increase. As firms move from AI pilots toward production-scale deployments, technology is no longer a discretionary cost but a primary lever for growth, trust, and operational resilience.
- Operationalize AI for scale: Build reusable AI frameworks that deliver measurable ROI across the organization.
- Prioritize software and cloud-native platforms: Know why software is nearly 40% of tech spend and how cloud is built for "trust by design."
- Balance innovation with governance: Accelerate AI while strengthening data privacy, security, and compliance.
- Upskill workforce for a high-tech future: Identify key skills to manage agentic systems and complex tasks needing human judgment.